2X to 5X more than the Adjuster's Initial Estimate
Our Expertise is specifically geared to get you successful claim results. With CAI representing you as your fiduciary, acting on your behalf with your best interested as the priority along with our consistent and effective communications reduces and almost eliminates stress that comes with the difficulties and complexities of processing your own claim.
Insurance claim Failure is REAL… and it SUCKS!
Denied - Underpaid - Delayed - Improper Restoration
Hidden Costs You Discover Years From NOW!
When insurance companies underpay claims it’s financially devastating for the insured.
Even if you are one of the few that gets a fair claim settlement, you’re still at risk of the claim ending in disaster because your home was not properly restored.
Bad claim settlements can mean your house doesn’t get fixed or the work is completed improperly, and you don’t even know it.
The Good News is that a fair settlement is attainable
Successful claims are not luck...
Claim Success most often comes down to knowing what to do and when to do it.
You don't have the time to learn to be an insurance expert, and you have no desire to be one either.
Thankfully you don't need to take a course or learn to be an insurance expert.
If you're not an insurance expert and don't want to be, how can you up the odds of your claim's success?
One option is to hire someone to manage your claim for you, someone with the expertise.
Maybe that's why you are here.
Maybe you already know you want a public adjuster, and you are vetting CAI.
The Adjuster's Job is to Pay You the LEAST AMOUNT POSSIBLE
Your Carrier does NOT have a fiduciary responsibility to you
The Insurer's fiduciary responsibility is to... their shareholders ... their investors ... the Stock Market .
Sorry to be the bearer of bad news, but those the facts.
Is My Adjuster Evil?
Your adjuster is probably not up all night devising tricks and creating a plan to hurt you.
Most of the time the adjuster believes what they are doing is fair.
In fact, many adjusters believe it's the insured and their contractor that are not being fair.
Are Insurance Companies Evil?
Insurance companies are businesses. They are not people. Their sole purpose is to make money.
Insurance companies do not have feelings. Insurance Carriers are not altruistic. Your insurer's goal is to enter into contracts with you, have you pay premiums and if something someday happens, the contract will provide some sort of protection for you, though there is a caveat.
NO ONE wants to overpay
Not the Insurance Company and Not YOU
You have to know how to play the GAME.
Think of your claim as a game where money is at stake. The other team, the insurance company, gets points for paying you less, the less they pay you the more they score. You win when you get enough money to restore your home properly. If you don't know the rules you will probably lose the game.
There are coaches and there are quarterbacks and then there are the clueless teams that lose most of their games.
"You Do Not Rise To The Level Of Your Goals, You Fall To The Level Of Your System"
James Clear - Atomic Habits
You Can Blame the insurance company, be a victim, or take control of your claim
The best & most successful public adjusters follow an action plan.
Our action plan includes taking control of the claim, knowing and predicting potential disputes and disagreements, knowing what needs to be done & when, planning for it, then doing it, recording accurate claim notes in a claim journal, using a claim calendar to track important dates, enabling preparedness and to keep the ball in the carrier's court as often as possible.
Of course, this is an oversimplification, but the GIST is that the action plan is designed to reduce delays, promote effective and timely communication, strategically resolve disputes fairly, with the ultimate result being a fair claim settlement.
If you don't have plan you can implement, you need one.
True Story of two Homes in the Same Neighborhood
Summary: Two claims in the same neighborhood just down the street from one another, nearly identical houses yet one received about three times more than the other one.
Therefore there are people that experience insurance claim success .
So, what's the deal? What's the Secret?
Claim Animalz has a brilliant Action Plan Developed with the Help of the Best Adjusters and Experts in the Insurance Industry Through Decades of Actual Implementation.
If Claim Animalz Can't Get It Done...
Then Probably it Can't Be Done.
WHO WE ARE
It's NOT All About The Base the base the base... It's All About The ACTION PLAN!
The best public adjusters have honed a plan of action over the years that gets results.
The worst public adjusters claim to have a plan but cannot tell you what it is.
The best public adjusters have the best experience.
The public adjusters that may not be worth your while have limited experience.
Do not con
Has a Fiduciary Responsibility to you, the insured. Has to act in your best interest, not their own best interest, not in the contractor's best interest or anyone else's.
Good PAs have excellent knowledge of YOUR policy, the coverages you purchased.
Explains your Responsibilities, the responsibilities you agreed to when you bought the policy.
Works with you to determine your goals for the claim that are reasonable within the policy you purchased.
A good PA has a plan or develops a plan of action to attain your goals, is able to explain the plan to you, explains important dates, what the likely disputes will be, have a strategy they share for overcoming and resolving those disputes fairly. Has a plan to hold the adjuster accountable.
Trusted by many people
Our insurance company offered us less than $80,000. Thanks to CAI we received a fair settlement $510,734.55
Richard & Sandra
Our insurance company offered us $80,691.56. Claim Animalz operated the claim like a machine. We always knew what was going on, we knew the plan, the plan was carried out and what we were told was basically what happened. It was uncanny. Our settlement to date is $166,051.44 and we are not done.
Allen & Nicole
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